Life Skills and Financial Literacy
The peak of your financial comfort and intelligence should be as an adult. But, you can always learn more about how to manage your finances. The key to financial prowess is to keep learning more and more about what you are doing, what you should be doing, and what you plan to do.
Life is now introducing many avenues into your financial awareness: mortgages, car, loans, businesses, employment, retirement, etc. Be sure to keep yourself well-versed on financial literacy to tackle these unfamiliar settings.
See the importance of money management and how a good financial plan can make you financially successful. Then, explore the page for resources, guides, and tools for various financial topics.
Resources
How to Stop Living From Paycheck to Paycheck
The best way to stop living from paycheck to paycheck is to have money in the bank. Take money out of each paycheck to build your initial emergency fund equal to one month’s paycheck.
What’s Your Financial Well-Being Score?
Answer questions to measure your current financial well-being and see steps you can take to improve it.
Managing Your Money
This is a Consumer.gov resource with relevant topics spanning from opening a bank account to renting an apartment or house.
Countdown to Retirement
Mark the days until you can launch into retirement with a checklist.
Money Essentials
CNN Money’s resource provides information on topics like getting a job, buying a car, investing, etc.
Mortgage Calculator
Estimate your monthly payment and see how much house you can afford.
Planning for Retirement
Provide insights on when you should retire, and what your retirement benefits will look like.
Low Interest Financing Savings Calculator
Calculator is designed to allow you to compare three different auto financing options. Use it to help find the best monthly payment and how much interest you could save.
Wiser Women
WISER is a nonprofit organization that works to help women, educators and policymakers understand the important issues surrounding women’s retirement income. WISER creates a variety of consumer publications including fact sheets, booklets and a newsletter that explain in easy-to-understand language for complex issues.
By Audience
Professionals
Find A Housing Counselor
Housing counselors throughout the country can provide advice on buying a home, renting, defaults, foreclosures, and credit issues.
Locate a Financial Education Workshop or Class
The National Financial Educators Council (NFEC) offers a variety of financial education workshops and classes that can help you achieve a state of financial wellness.
Find a Certified Financial Planner (CFP) Professional
Need more professional guidance? Find individuals who are currently authorized by CFP Board to use the CFP® certification marks, who have indicated they currently provide financial planning services to clients, and who accept new clients.
By Topic
Guides
Savings Fitness: A Guide to Your Money and Your Financial Future
The U.S. Department of Labor and Certified Financial Planner Board of Standards Inc. want you to succeed in setting financial and retirement goals. This guide includes overviews, strategies, tips, resources, and worksheets to start you on the way to setting goals and putting your retirement high on the list of personal priorities.
Get Smart About Money
Free online courses can help you get smart about your money.
A Financial Literacy Handbook
Guides will show what you can expect to spend money on based on your age, provide you with strategies for managing your money, and teach you the basics of navigating life’s major expenses.
